This story has no medicine to it, unless you count the possibility of 'roid rage.
A couple of my buddies went to a club last night. Being mostly med students, we're a pretty diverse crowd with a fair share of asains and indians etc etc. So my buddies go to leave and smartly choose to have a friend pick them up. While waiting for said friend in the entry way of the club to avoid standing in negative degree temps, the bouncers decided to get a little antsy. They tell my buddies that they have to leave, despite there being a good sized group of [all white] people still in the club. So my friends step outside and the brown guy makes the joke about racial profiling. This leads to little guy using his phone to video the fact that they're getting harassed by the bouncers while all the other people get to stay inside and be warm. Of course, the tubby 2x4's just get more upset and kick a door in little guys face and then start pushing all my friends towards the parking lot. Despite not putting up any resistance, little guy gets punched in the face by the biggest bouncer for telling him to stop pushing. Little guy gets brave, swings back, and all 6 bouncers chase him. Little guy runs for all he's worth around the parking lot until the stress makes him stop and hurl, and little bouncer catches up to him and also punches him in the face.
Luckily the cops showed up about now and put an end to the madness, but unfortunately they didn't feel like arresting the bouncers. And if you're wondering why I'm narrating the story from a 3rd person perspective, its because I had left before everyone had gone to the club to sleep in my nice warm bed. Which is probably a good thing because I get a temper. O well, maybe next time.
Sunday, January 23, 2011
Tuesday, January 18, 2011
Headaches
Let me start by saying that if for some reason you figure out where I go to school, don't let them know about this post. I recently heard about a grad student getting kicked out of their program over Facebook, but I'm pretty sure it was because what they said could be interpreted as a threat. Either way, play it safe.
So a long while back I decide to go our university ER for what I was worried could be a broken ankle. I got charged 50 bucks up front for a copay, which I didn't know I had because when we utilize university facilities/physicians, we don't get charged a deductible/copay. It was whatever though, because that's what my card said and I figured it would be just as expensive to get crutches to hold me over the weekend (it was, of course, a Friday at 5p and our clinic wouldn't be open until Monday). Verdict was bad sprain, and I was given an ice pack, an ace bandage, and an aircast. Woo.
But of course that's not how the story ends. No sir. And after fighting with the hospital billing staff, my insurance, and some medical supplier, I think finally have a decent idea of why I wound up paying QUADRUPLE that cost. First off, that air cast I got wasn't supplied by the hospital but by a medical supplier. Now, this makes sense in terms of our general ER population. Guy/girl comes in, sprained ankle, walks out without intention of paying for treatment. Hospital doesn't have to foot the entire bill because XYZ med is going to bill for their equipment and eat whatever isn't paid. Works out well until you get a university student who would only come to that ER to avoid paying out of network deductibles, and that XYZ med is seen by university insurance as a "referral" and you wind up with a pretty nice charge for a plastic piece of crap. Loops holes need to be created because this, IMHO, is counterproductive.
And still the story drags on. I also got a nice $100 fee put under my deductible section relating to said ER visit. I call up the insurers, tell them I don't pay deductibles when I go to university facilities. Kind lady on the other end of the phone says that copays and deductibles get logged under the same column by their [shitty] computer program. So I ask what copay, I paid my 50 bucks upfront. She says yes but you owed 150. I said not according to the card I had, that updated copay came on a card mailed in October and I went to the ER in Sept. She informs me my policy effective date went to work over two months before I received my card. After some research, I find that our university has a waiver date a month and a half after the policy effective date, so that the insureres can't deliver cards until at least 2 months after we've already been on a plan. Now how much sense does that make?
I'll tell you. Nill. I'm done now.
So a long while back I decide to go our university ER for what I was worried could be a broken ankle. I got charged 50 bucks up front for a copay, which I didn't know I had because when we utilize university facilities/physicians, we don't get charged a deductible/copay. It was whatever though, because that's what my card said and I figured it would be just as expensive to get crutches to hold me over the weekend (it was, of course, a Friday at 5p and our clinic wouldn't be open until Monday). Verdict was bad sprain, and I was given an ice pack, an ace bandage, and an aircast. Woo.
But of course that's not how the story ends. No sir. And after fighting with the hospital billing staff, my insurance, and some medical supplier, I think finally have a decent idea of why I wound up paying QUADRUPLE that cost. First off, that air cast I got wasn't supplied by the hospital but by a medical supplier. Now, this makes sense in terms of our general ER population. Guy/girl comes in, sprained ankle, walks out without intention of paying for treatment. Hospital doesn't have to foot the entire bill because XYZ med is going to bill for their equipment and eat whatever isn't paid. Works out well until you get a university student who would only come to that ER to avoid paying out of network deductibles, and that XYZ med is seen by university insurance as a "referral" and you wind up with a pretty nice charge for a plastic piece of crap. Loops holes need to be created because this, IMHO, is counterproductive.
And still the story drags on. I also got a nice $100 fee put under my deductible section relating to said ER visit. I call up the insurers, tell them I don't pay deductibles when I go to university facilities. Kind lady on the other end of the phone says that copays and deductibles get logged under the same column by their [shitty] computer program. So I ask what copay, I paid my 50 bucks upfront. She says yes but you owed 150. I said not according to the card I had, that updated copay came on a card mailed in October and I went to the ER in Sept. She informs me my policy effective date went to work over two months before I received my card. After some research, I find that our university has a waiver date a month and a half after the policy effective date, so that the insureres can't deliver cards until at least 2 months after we've already been on a plan. Now how much sense does that make?
I'll tell you. Nill. I'm done now.
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